Listing Costs to Expect When Selling Your House in Cottage Grove and How to Avoid Them

Listing Costs to Expect When Selling Your House in Cottage Grove and How to Avoid Them

Considering selling your house in Cottage Grove? You’ll want to understand your listing costs in your initial planning stage. It’s essential to understand all of the options available to you when selling in today’s market.  The traditional method of listing through a real estate agent or on your own is where most people go when needing to sell. Many homeowners don’t realize they will be paying much more out of pocket at closing by choosing either of these methods. We’ll explore some of the listing costs to expect when selling your house in Cottage Grove, Minnesota , and how to cut them at least down or avoid them.

Repairs – Before and After Inspections

Prepping your home to be in selling condition may be one of the highest listing costs to expect when selling your house in Cottage Grove. Sadly, sellers must pour money into the house after having listed the home with a local real estate agent or putting it up for sale on their own. When an offer is excepted on your home, often the buyer gets a professional inspection on the property. Inspections can sometimes deliver the worst of news to sellers, especially in older homes that need repair. Structural issues, foundation, or even plumbing problems can run into thousands of dollars in many cases. A seller must abide by all local city code, Minnesota state statutes, and federal laws governing real estate sales. Any known issues with the home that devalue the property must be disclosed. For example, suppose you have water coming into your basement. In that case, you by law must reveal that to the buyer before selling. Otherwise, you could end up facing the buyer coming back to you for repairs, legal fees, and penalties. To avoid this, you could make a direct sale to a professional home buyer. With a direct sale to Minnesota Cash Home Buyers, we take on the risks, buying your home as-is, eliminating any concerns over the costs of repairs. We understand that all houses in Cottage Grove have issues and genuinely want to take them on ourselves and take the burden off you.

Commissions and Agent Fees

A Minnesota real estate agent’s services can be one of the highest listing costs to expect when selling your house in Cottage Grove. These fees on an average today is 6% of the total cost of the sale.  That means if you are selling a home at $300,000, the broker for the agent gets $18,000.  We know that half of that goes to the agent who brings a buyer worth something, right.  But it’s still a lot of money right off the top in commissions. You should carefully consider the benefits of accepting a cash offer from a professional local home buyer and avoid all of the expense and the built-in frustrations of the listing and showing your home. When you work with a professional buyer like Minnesota Cash Home Buyers, there’s no need to concern yourself with the hassles of keeping your house picked up and ready for last-minute showings. Or the outrageous expenses and repairs often needed of a traditional sale. When selling your property to a professional home buying company, the price you’re quoted is the amount you’ll receive for the property.


Know matter if you are selling through an agent for FSBO, Marketing your home is a must. Listing the home, professional photos, online marketing are all  a must and will need to be budgeted for when selling your house in Cottage Grove. While yard signs still bring in buyers, the internet is the new highway that brings buyers to your door. Merely listing your property on the MLS is no longer enough to be caught in the swift-paced stream of online listings and the variety of sites that users frequent. Agents believe at differant levels what it will take to sell your home.  There are low-cost MLS listing sites that provide a service at a discount, but you get what you pay for. This additional marketing adds up to additional costs, which you as the seller are responsible for. Working with a professional buyer like Minnesota Cash Home Buyers lets you avoid these expenses.

Professional Photography and Marketing

Top Agents will have demands of you as the property owner, which add even more to the listing costs to expect when selling your house in Cottage Grove. To compete in today’s crazy market, online listings require the highest quality photographs submitted by a professional photographer. This may also include a professional drone pilot’s services for virtual tours given today’s high demand for this feature on listings. Today, buyers will only view your listing a minute or two to either want to move ahead or click to the next home for sale on their phone or computer. You can avoid the behind the scenes expenses that come with traditional listings by selling directly to a professional buyer like Minnesota Cash Home Buyers.

Closing Costs

Closing costs for the seller must be considered at the same time as the listing costs to expect when selling your house in Cottage Grove. While some of these costs may be negotiated in the contract with an agent, you will be responsible for items such as the transfer tax and title insurance. There are also escrow and closing fees and any HOA fees, attorney fees, water bills, and prorated property taxes. Some sellers also sweeten the deal to attract buyers by paying a credit towards the closing costs. And if you have a higher price point home, the buyers may demand in the contract for you to pay a percentage of the closing cost to get the sale.  It’s straightforward to avoid these costs by selling your home to a professional buyer like Minnesota Cash Home Buyers because we pay all of the closing costs.

Holding Costs 

Real estate agents can only inform you of the average time a house is on the market with a traditional Minnesota listing. However, they cannot tell you a specific closing date; that is up to the buyer. Regrettably, when you list, the buyer after the inspection can state for no reason that because of the inspection, they no longer want to purchase the home. They could be denied financing a week before closing and have an out in your purchase agreement contract. For those who have moved forward with their own plans and maybe already moved, this can cause a problem. You may no longer financially afford the house. Holding the property becomes a burden and adds real dollars to the listing costs you did not expect when selling your house in Cottage Grove. Now, to avoid them, there is another option to sell your home quickly, with a definite closing date that you can specify when you want to close.  We Minnesota Cash Home Buyers can sit down with you and talk through your goals, issues, and come up with a win win solution! This is what we do every day here in Cottage Grove.

It costs a small fortune to sell your house in Cottage Grove! Why not start off on the right foot? Avoid the listing costs you’d typically expect to pay by selling to Minnesota Cash Home Buyers instead! Call us at (612) 444-5088 or send us a message today to find out more about what we can offer you!

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